What does student travel insurance include?
Student life is a mixture of study, work and travel. Fast Cover is proud to offer discounted Student Travel Insurance to support Australian students on overseas study exchanges, internships and of course those well-earned semester breaks!
At Fast Cover, we understand student life is unpredictable and exciting. If you are looking for student travel insurance get a quote with us and see the difference. Fast Cover offers affordable and inclusive cover with added benefits to minimise the stress while you are travelling. Whether it is the IEC program or just backpacking from continent to continent, you can purchase cover with us for student travel insurance as you learn and work your way through the world. Within minutes, you can get your child covered with student travel insurance!
You can tailor our policies to include the things that are most important to you, like cover for Overseas emergency medical expenses and Luggage and Personal Effects, without blowing out your entire holiday budget.
Taking out student travel insurance with us can help cover unexpected expenses such as:
- Overseas emergency medical and hospital expenses if you get sick or injured overseas.
- Emergency medical evacuation if you need to be airlifted to hospital.
- Repatriation expenses to fly you home to Australia for treatment if required.
- Special event transport expenses if your scheduled flight is delayed or cancelled.
- Loss or theft of personal items like bags, headphones, mobile phones, laptops, cameras, etc.
- Lost, damaged or stolen travel documents and credit cards.
- Unexpected trip disruption costs if you have to cut your trip short for a medical reason.
Travel insurance for students from Fast Cover has great cover at competitive prices. Get comprehensive cover for your student travel plans with a quote!
Who is eligible for student travel insurance?
Going on an overseas study exchange, taking a gap year break from study to mull over your career options, or just enjoying a well-deserved semester holiday?
Fast Cover has a travel insurance policy to suit all ages and types of Australian students:
- School students
- University students
- TAFE students
- School leavers
- Gap Year students
- Apprentices
- Interns
- Volunteers
- Mature age students
- Work placement students
- Exchange students
Whether you study full-time or part-time, on campus or online, Fast Cover has a policy to fit all student travel types and budgets.
What is on your travel insurance checklist?
In our everyday language we easily speak about ‘the best this’ and ‘the best that’, but is there such a thing as the best student travel insurance? To put in bluntly, the answer is no. That is because each one of us has wildly different needs and wants when it comes to travelling and travel insurance. Someone who has asthma or diabetes will be looking at a different sort of travel insurance than someone planning on taking a whole lot of electronic equipment with them. The best student travel insurance will be the one that best caters to your unique needs and wants at just the right price!
Make sure your student travel insurance covers you for cancellations and flight delays. Consider having personal liability cover in your travel insurance policy. While you may not be planning to damage property, these things can unfortunately happen at any time. Having insurance means that you have cover for payment of compensation for any injury or property damages to others in an accepted claim.
Before you travel, there are things that need to be sorted out. This includes researching both the destination you are planning on visiting, and the eligibility requirements you will need to meet in order to study overseas.
Why choose Fast Cover travel insurance?
Fast Cover provides specialist travel insurance to students of all ages and budgets. Our policies cover 43 Pre-Existing Medical Conditions, so there's no need to submit a complicated medical evaluation when you purchase a policy with us.
We also cover a huge list of sports and activities , including indoor rock climbing, bungee jumping and Go-Karting! If you’re seeking even more of an adrenaline hit, we also offer an Adventure Pack option to cover extra thrilling activities like ziplining, tandem sky diving with a licensed instructor, single rider quad biking with no jumping, racing or competition and many more.
And if you're planning on riding a scooter, moped or motorcycle on your holiday? Add our optional Motorcycle Pack to your policy, check that you have met the required licensing requirements, and enjoy!
If you're having too much fun overseas and decide to keep travelling, you can easily jump online or call us and extend your policy. This is subject to our written approval and payment of an additional premium. All of our policies also put you in touch with a 24-hour emergency assistance team, so you can head off on your awesome adventure with the confidence of knowing that help is available 24 hours a day, 7 days a week, 365 days a year.
Preparing For Your Trip
There are many requirements that the university you may be travelling to needs before entry and admission is granted. You may need to have a minimum grade average, be enrolled in specific classes or courses, have completed a minimum portion of your degree or classes, and/or have any necessary language skills. It’s a good idea to attend an information session or speak with a relevant advisor before you apply to increase your change of getting into your desired course.
The best thing you can do is research your destination so that you are with the culture, climate and geography of the area. Understanding their particular customs is a must to avoid any trouble. Researching your accommodation options will give you a better scope of your financial needs for your trip.
Apply Early
Applications for students travelling overseas vary from country to country, institution to institution. It is best to start early so you are well prepared for your trip.
Passport and Visas
Having a valid passport and visa is paramount to preparing for your study trip. Some countries will require that you hold a student visa and that may take up to 6 weeks to process. Make sure you have researched and submitted your application as soon as possible.
Visit Your Doctor
Going to the doctor before going overseas is highly recommended for any relevant vaccinations. Your doctor will be able to tell you if you need any additional medications or vaccinations for your country of choice. Booking in an appointment at least a month before will give you enough time to adjust to any medication or vaccinations they give you.
Organise Your Finances
Having a realistic budget including your expected expenditure will alleviate some of the stress of travelling. Researching the cost of living for your country of study will give you a good idea of the budget you need to enjoy your trip comfortably. Be aware of the exchange rates, conversion fees and ATM access fees. You can also open a bank account in the country you are visiting, which may be a better option to avoid fees altogether. Some universities and schools will provide scholarships, grants or loans to assist students with funding their exchange trip – talk to your exchange advisor to find out if there are any financial assistance options available to you.
Register Your Travel Plans
You can also visit the Smartraveller website to register your travel plans with the Department of Foreign Affairs and Trade. This will make it easy for the Australian Government to contact and find you in an emergency situation, as well as advise you if you are in an affected area and provide you with relevant safety information and updates.
